No matter where you are financially, you can get out of debt. It will require you to control spending, pay as much as you can toward debt, put some money away for an emergency and, of course, earn money.
The Bible says that the borrower is a servant to the lender. Being in debt affects your life, what you can do, where you can go, what you will eat ... everything.
Mary Hunt offers some tips on her Web site, Debt-Proof Living, which is full of sage advice and practical tips. The document below is a PDF print-out of an article that appears on the site. I encourage you to check out the site, and see if the modest annual fee makes financial sense for your family.
Here are Mary Hunt's tips to becoming fiscally fit:
Mary Hunt - Become Financially Fit
Here is some advice from Zen Habits:
Zen Habits - 73 Tips for Debt Elimination
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