Sign, sealed and delivered?

This morning, I talked about how Wendi and I use an envelope system. The original envelopes came with our Financial Peace University membership kit, but I made a template for envelopes that can be printed out, cut and assembled using a glue stick.

Dave Ramsey writes about using envelopes here. He has a lot of good information.

If you want to use an envelope that will give you a little more ability to track spending (that is, record your spending like Mary Hunt suggests), you can download and print the envelope template I created.

How to make your own envelopes
1. Download the envelope file and/or print it (use the "More" tab on the Scribd frame). Wendi and I use about 12 envelopes for groceries, gas, restaurants, etc.
2. Before printing the document, under printer preferences, select landscape orientation.
3. Cut the envelopes out.
4. Fold the envelopes and use a glue stick, rubber cement, tape or other type of adhesive to assemble them.

Hope it helps, and check out Dave Ramsey's envelope entry (link above).

Here is the envelope template:

Envelope System

Publish at Scribd or explore others: How-To Guides & DIY debt envelope

If envelopes are not your thing, Mary Hunt offers a tip to accomplish the same thing using a different method. Her advice is here.